At Heaton Dainard, we believe that buying a home goes beyond just checking off a couple of boxes to make sure it fits your most basic needs. When helping you find a new house, our brokers are dedicated to helping you find and buy a home that fulfills its potential and your dreams. We make sure that our team is there for you every step of the way to make a complex process as easy as possible and find a house that meets your criteria. To do this, we’ve compiled some things to keep in mind when looking for your new property.

You’ve weighed all of your options, crunched the numbers, looked at your long-term goals and you’ve decided that it is the right time to purchase your first house. Our brokers are here for you through every step of the process and will work with you to find a home that you love and fits within your budget. Choosing to buy a home is likely one of the biggest investments that you will make in your life and often includes making many important financial decisions, understanding complex issues and completing a lot of paperwork. Our brokers are in your corner and here for you when undertaking such a large purchase.

When looking for the right property, there are different home types to consider when shopping around. We can assist with any of the below and more, for buying your new home.

Our team of industry experts are here to assist you in your home buying needs. If you are looking for a home in the Puget Sound region, we would be happy to connect you with the perfect broker to assist you in the buying process.

Can a home depreciate in value?

In general, it is not very common for real property to depreciate in value. This is what makes real estate a great investment. When you are looking for a home, make sure you consider things such as location and community as it can affect the future value of the home.

What is a one-time show listing?

This type of listing is when the homeowner signs an agreement with the broker. In this agreement, the homeowner provides the broker with commission for selling the property. However, it also states that the homeowner can’t negotiate directly with the buyer at a later time to avoid paying commission to the broker. This type of listing is commonly used by brokers showing FSBO (for sale by owner).

What is the difference between being pre-qualified and pre-approved for a loan?

When you are pre-qualified for a loan it means that you could potentially get a loan for the amount stated for you. This assumes that all of the information that you provided to the lender is correct. When you are pre-approved, this means that you have had an extensive financial background check, which will include looking at credit history, tax returns, and employment verification. This is when the lender is willing to give you a loan, which is almost approved. Most sellers prefer that buyers are pre-approved as they know there will not be problems with the purchase of the home.

Why should I use a broker?

A broker is more than just a sales person looking to close a deal. When you work with a broker, they will work on your behalf to help guide you when buying a house. They can provide you with the most up-to-date market information and help you find listings that you might not find on your own. Additionally, they can help you negotiate a deal with your best interests in mind when you put in an offer on a home.

Closing Costs

Closing costs are the fees paid at the closing of a real estate transaction by buyers and sellers in transferring ownership of a property.


FSBO stands for For Sale By Owner. This typically indicates that a property is being sold without a real estate broker.


A broker is a real estate agent who is licensed by the state and has taken courses to become a broker.


A contingency clause is  a condition or action that must be met for a contract to become binding. When both the buyer and the seller agrees to the terms and signs a contract, then the contingency will become part of the binding sales contract.

Debt-to-Income Ratio

This is the percentage of a person’s monthly earnings used to pay off all debt obligations.

Multiple Listing Service

A multiple listing service (MLS) is a computerized listing of all the homes for sale listed in an area that are listed with a realtor. Brokers utilize the MLS to find homes in a certain price range or area. In Washington, we have the Northwest MLS.

Escrow Officer

An escrow officer is typically employed by the title company that you are working with and they walk you through the closing process. They are responsible for oversee the escrow process as a neutral party. They ensure that they transaction is executed properly and legally and perform title searches, prepare paperwork and witness document signings.

Title Insurance

Title insurance protects the lender and buyer from any losses that are incurred as a result of disputes over the title of the property.

Homeowners Association

A homeowners association or HOA is a nonprofit association that manages common areas of a condominium or planned unit development. Owners pay a feel to the association to maintain certain areas that are owned jointly by all living in the development.

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